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Terms and Conditions

Effective Date: October 7, 2026
Last Updated: October 7, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyhouseswithfiredamagefortworth.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Fort Worth (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website presents our service principally as a direct cash-acquisition service for fire-damaged Fort Worth property.

Depending on the transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to purchase property for our own account:

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to applicable termination or cancellation rights.

5. No Obligation to Purchase

Submitting property information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily authorize that person to bind every owner.

7. Agents, Wholesalers, and Other Representatives

The Website expressly permits a submitter to identify as:

A person submitting property information as an agent, wholesaler, contract holder, attorney-in-fact, trustee, personal representative, or other representative is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

An acquisition evaluation may include:

An evaluation conducted for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless included in a legally enforceable transaction agreement.

An offer may change following due diligence.

11. Offer Methodology

Potential offers may consider:

No particular valuation method, purchase price, or financial result is guaranteed.

12. Binding Transactions

A binding real estate transaction arises only when the applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. Texas Seller’s Disclosure Notice

Texas Property Code § 5.008 generally requires a seller of covered residential real property consisting of not more than one dwelling unit to provide the purchaser with a written Seller’s Disclosure Notice, subject to statutory exemptions.

A direct cash or investor purchase is not automatically exempt merely because:

14. Current Texas Form

The Texas Real Estate Commission currently publishes Seller’s Disclosure Notice, Form 55-1, effective May 28, 2026.

The form is designed for sellers of previously occupied single-family residences and contains information required by Texas Property Code § 5.008.

Where the statute applies, the legally required information must be provided even if the parties use another substantially similar form.

15. Previous Fires Are Expressly Disclosed

Texas’s current Seller’s Disclosure Notice expressly asks whether the seller is aware of Previous Fires.

The form also addresses matters that frequently become relevant following a fire, including:

Known fire damage should therefore not be hidden behind a generic as-is clause.

16. Smoke Detectors

The Texas disclosure form separately asks whether the property has working smoke detectors installed in accordance with applicable legal requirements.

A fire-damaged property may require additional evaluation of:

17. Seller’s Knowledge

Texas’s Seller’s Disclosure Notice primarily reports the seller’s knowledge of property condition as of the date the notice is signed.

The notice is not itself a warranty.

A seller should nevertheless answer accurately and should not knowingly conceal or misrepresent material property conditions.

18. Timing of the Seller’s Disclosure

Texas permits the Seller’s Disclosure Notice to be provided:

Operationally, the safest practice is to deliver the required disclosure before or with the contract whenever practicable.

19. Seven-Day Termination Right for Late Disclosure

If a covered purchase contract is entered into before the seller provides the required notice, the purchaser generally may terminate the contract for any reason until the earlier of:

The statutory termination right is the purchaser’s remedy under § 5.008 for the seller’s failure to timely provide that notice.

20. Seller-Disclosure Exemptions

Texas provides statutory exemptions for specified transactions, including qualifying:

An exemption should be confirmed for the actual transaction.

21. Condominium Transactions

Texas Property Code § 5.008 does not apply to a transfer of a real-property interest in a condominium.

That does not mean a condominium sale is disclosure-free.

Separate:

may still apply.

22. No Universal Fire-Document Package

Texas does not impose one universal requirement that every seller automatically provide every:

to every purchaser.

A particular document may nevertheless be:

23. As-Is Transactions

The Website advertises purchase of property in its current or as-is condition.

“As-is” may mean the buyer does not require the seller to make repairs before closing.

It does not automatically eliminate:

24. No Universal Repair Requirement Before Sale

Texas does not impose one statewide rule requiring every fire-damaged house to be completely restored before it can be sold.

A property may potentially be transferred while damaged.

Separate:

may nevertheless affect the property.

25. Fort Worth Residential Repair Permits

Fort Worth requires residential building permits for covered work involving repairs or changes to:

Cosmetic work such as ordinary floor or wall coverings, cabinets, countertops, and shelving generally does not require the same residential building permit.

Fire-damage restoration commonly extends beyond cosmetic work.

26. Fort Worth Fire Repair Permits

Fort Worth specifically identifies fire repair as a residential remodel category eligible for assistance through the City’s permit process.

Depending on the property, fire repair may require:

A sale does not itself authorize unpermitted repair work.

27. Homestead Permit Limitation

Fort Worth’s residential permitting rules generally require the permit applicant to be:

Those homestead requirements include ownership and occupancy of the building as the person’s primary residence.

An investor acquiring a property for renovation and resale should therefore not automatically assume the seller’s homeowner/homestead permit path will apply after closing.

28. Demolition

Demolition or razing of a fire-damaged structure generally requires a separate Fort Worth demolition/wrecking permit.

A property should not be marketed as immediately ready for demolition without checking:

29. Fort Worth Fire Code

The Fort Worth Fire Department’s Bureau of Fire Prevention oversees local Fire Code compliance.

The City currently enforces the adopted International Fire Code with Fort Worth amendments.

Repair or replacement of regulated fire-protection systems may require separate Fire Department permits or review.

30. Cleanup and Restoration

The Website states that the business may handle cleanup and final formalities.

Any:

must comply with applicable contractor, environmental, worker-safety, disposal, permit, and other legal requirements.

Nothing in these Terms represents that we personally perform regulated construction or environmental work unless lawfully authorized.

31. Inspections and Due Diligence

The Website advertises that sellers do not need to obtain repairs or traditional inspections before requesting an offer.

That does not prevent us from conducting our own due diligence.

Due diligence may include:

32. “No Inspections Required” Marketing

A Website statement that no inspection is “required” should be understood as meaning the seller may not be required by us to obtain or pay for a traditional pre-sale inspection.

It does not mean:

33. Fast Offers and Closing

Website language describing offers or closings as fast, swift, immediate, or available within days describes possible transaction timing and is not a guarantee.

Actual timing may depend on:

34. No Agent Commissions and Fees

Where the seller enters a genuine direct sale without a listing broker, a conventional listing-agent commission may not apply.

If a licensed Texas real estate professional participates, compensation obligations are determined by applicable:

Website marketing does not override signed transaction documents.

35. “Fair,” “True Value,” and “Competitive” Offers

The Website describes its offers as fair, transparent, competitive, and reflective of true value.

Those statements do not guarantee that:

The executed purchase agreement controls the actual purchase price and terms.

36. Texas Real Estate Licensing

Texas generally requires a real estate license where a person performs regulated brokerage activity for another person for compensation or expected compensation.

A genuine principal buyer acquiring property for its own account is differently situated from a person providing brokerage services for another.

Nothing on the Website authorizes unlicensed brokerage.

37. Texas Equitable-Interest Rule

Texas expressly permits a person to:

and then sell the option or assign the contract without a real estate license if the statutory conditions are satisfied.

The person must:

38. Required Disclosure to the Potential Assignee or Buyer

Before entering into a contract to sell an option or assign an interest in a contract to purchase real property, Texas law requires written disclosure to the potential buyer that:

39. Required Disclosure to the Property Owner

Before entering into the contract to sell the option or assign the purchase-contract interest, Texas law also requires written disclosure to the property owner that the person intends to:

These disclosures should be incorporated into the actual wholesaling workflow.

40. Undisclosed Assignment Activity Can Become Brokerage

Texas law provides that a person selling an option or assigning a purchase-contract interest without the required disclosure of the nature of the equitable interest can be treated as engaging in real estate brokerage.

Accordingly, the disclosure requirement should not be treated as optional marketing language.

41. Contractual Interest Is Not Legal Title

Holding a:

is different from holding legal title.

A contract holder should not falsely represent that:

42. Assignment Depends on the Contract

Whether a purchase agreement may be assigned depends on:

Nothing on the Website guarantees that a particular contract is assignable.

43. No Special Texas Wholesaler Cooling-Off Period

Texas’s equitable-interest statutes impose important disclosure requirements.

They do not create one universal wholesaler-specific three-, five-, seven-, fourteen-, or twenty-one-day seller cooling-off period for every ordinary assignment transaction.

These Terms therefore do not invent one.

Other contract rights and statutory remedies may separately apply.

44. Foreclosure and Financial Distress

The Website may attract homeowners who are:

We are not your:

unless a separate legally compliant relationship expressly establishes otherwise.

45. Texas Foreclosure Timing

For qualifying nonjudicial foreclosure of a residence under a deed of trust or contract lien, Texas law generally requires the mortgage servicer to give a debtor in default at least 20 days to cure the default before notice of sale may be given.

The foreclosure-sale notice generally must then be provided at least 21 days before the sale.

A Website inquiry or proposed cash sale does not change those statutory deadlines.

46. Requesting an Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving a potential offer, or negotiating a purchase does not automatically:

A homeowner facing foreclosure should independently determine all applicable deadlines.

47. Texas Foreclosure Consultant Law

Texas separately regulates residential foreclosure consulting services.

A person can become a covered foreclosure consultant when, for compensation, the person represents that services will:

A direct property acquisition should not be marketed as paid foreclosure consulting unless the separate relationship fully complies with Texas law.

48. Residence in Foreclosure

For purposes of the Texas foreclosure-consulting statute, a covered residence generally is:

A foreclosure action is generally treated as commenced when:

49. Foreclosure-Consulting Contract

A covered foreclosure-consulting agreement must be:

Additional statutory disclosure language is required before the homeowner enters the agreement.

50. Foreclosure Consultant Cancellation Right

Texas’s required foreclosure-consultant notice states that the homeowner may cancel or rescind the consulting contract at any time, without penalty.

Accordingly, these Terms do not invent a shorter three-day or five-day cancellation period.

51. Required Foreclosure-Consultant Warning

Texas requires a covered foreclosure consultant to provide a conspicuous statutory warning before entering the consulting contract.

Among other matters, the statutory notice warns that:

Actual statutory forms and wording should be used where Chapter 21 applies.

52. Foreclosure Consulting and Advance Compensation

A covered foreclosure consultant generally may not receive compensation until all contracted services have been fully performed unless the consultant satisfies the statute’s applicable surety-bond or surety-account provisions.

Compensation received from a third party in connection with foreclosure consulting also must be disclosed as required by law.

53. Foreclosure Consultant Property Restrictions

A covered foreclosure consultant may not:

The direct-purchase role should therefore remain operationally distinct from foreclosure consulting.

54. Certain Otherwise Exempt Persons Can Still Be Covered

Texas provides exemptions for certain attorneys, lenders, servicers, title professionals, licensed brokers, mortgage professionals, nonprofits, and financial institutions performing qualifying foreclosure-related services.

However, the foreclosure-consulting chapter can still apply to an otherwise exempt person where the services are designed or intended to transfer title, directly or indirectly, to that person or the person’s associate, subject to the statute’s lender/servicer exception.

A distressed-owner acquisition should therefore receive transaction-specific review where foreclosure-consulting representations are also being made.

55. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

56. Federal Mortgage-Assistance Rules

Where separate conduct constitutes mortgage-assistance-relief services under federal law, additional requirements may regulate:

57. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

Certain fiduciary transfers are exempt from Texas Property Code § 5.008, but an exemption should be verified for the actual transaction.

58. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

59. Insurance-Payout Information

The Website’s offer form asks whether the homeowner received an insurance payout.

That information may be used to understand the property’s circumstances and potential transaction.

Providing insurance-payout information does not mean that:

60. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address the parties’ respective rights concerning:

61. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking assistance negotiating an insurance claim should work with an appropriately licensed insurance professional or attorney where required.

62. Tenant-Occupied Property

The sale of tenant-occupied property does not by itself automatically terminate every lawful tenancy.

A purchaser should evaluate:

63. Fort Worth Rental Registration

Fort Worth currently makes registration voluntary for qualifying one- and two-family rentals without violations.

Registration becomes mandatory for specified one- and two-family rentals with qualifying fire-safety and/or public-health and sanitation code violations.

A fire-damaged rental property should therefore be checked for:

64. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

Nothing on the Website replaces applicable federal requirements.

65. Homeowners Associations and Other Property-Specific Notices

Texas law contains separate disclosures and transaction requirements for properties subject to:

These requirements are separate from the standard Seller’s Disclosure Notice.

66. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

67. Texas Recording Law

Texas generally permits a private person to record a wire, oral, or electronic communication where:

unless the interception is for the purpose of committing an unlawful act.

We or providers acting on our behalf may record communications for legitimate business purposes.

Because interstate communications can involve jurisdictions with stricter consent requirements, additional notice or consent may be required.

Where another applicable law imposes a stricter rule, that stricter rule controls.

68. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply. Message frequency may vary.

Reply STOP to request that applicable messages stop.

69. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

70. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This does not eliminate any document that applicable law requires to be delivered in a different form or manner.

71. Privacy

Our handling of personal information is described in our Privacy Policy.

72. Independent Decision-Making

Selling fire-damaged real estate can have significant:

You may wish to consult:

73. No Professional Advice

Website content does not constitute individualized:

74. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

Where a licensed Texas real estate professional participates, applicable brokerage and representation agreements control.

75. Acceptable Use

You may not:

76. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Fort Worth.

You may not commercially reproduce protected Website content without authorization.

77. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

78. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

79. No Guarantee of Transaction

We do not guarantee:

80. Marketing Claims

Website statements describing our offers or process as:

describe intended or possible service characteristics and do not guarantee a particular economic result.

The executed transaction documents control.

81. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

82. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that applicable law does not permit to be waived.

83. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE FORT WORTH AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

84. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

85. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Fort Worth from claims arising from your:

86. Governing Law

These Terms are governed by the laws of the State of Texas, except where another law must apply.

87. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Texas.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

88. Non-Waivable Texas Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

89. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

90. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

91. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

92. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

93. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

94. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

95. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Fort Worth
Fort Worth, Texas
United States

Website: ibuyhouseswithfiredamagefortworth.com